We all get reminders in the mail by the way of a bill to make our monthly payments. The monthly credit card statement will show our purchases over the last month. Make sure you review it to make sure there are no errors or information that is incorrect. If you are interested in obtaining more credit and apply for a higher limit and are denied, you may want to look at your credit score.
If you have no idea what your credit is, request a copy of your credit report and review it. Make sure all the information is correct. If there are errors you will want to contact the agency and let them know. They will then ask you to submit a letter asking for the information to be corrected and why.
Then check back in 30 days, to make sure the information has been corrected. If not, you will need to write them another letter. This may end up being an involved process because you usually have to write to them several times, before the information is corrected.
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